Account(s) Schedule of Fees (effective December 1, 2007)

Connect 24 (audio response)

FREE

Checking:

Return for non sufficient draft or uncollected funds Manual transfer from Shares on overdraft Manual telephone transfer Automatic transfer from Shares on overdraft Certified check  Stop Payment - Share Draft Return deposited item Copy of member draft Copy of member draft online Draft (check) printing:

$27.50 per item $5.00 ***$2.00 FREE $10.00 per check $20.00 for one $35.00 for a range $15.00 per item $10.00 per draft FREE ***(Depends on style ordered)

IRA'S:

Set-up fee: Annual maintenance fee: Rollover/Direct Transfer:

FREE $6.00 per year FREE

All Accounts:

Non-sufficient fund ACH (Pre-authorized withdrawal) ACH stop-payment Account print out Statement copy Research/Reconcile account Research with court order/subpoena Garnishment/Levy

$27.50 per item $15.00 per item $5.00 per month $5.00 per month **$20.00 per hour **$20.00 $40.00

ATM/DEBIT Card:

Set-up fee Replacement card Replacement PIN ATM balance inquiry ATM cash withdrawals Point of Sale transactions Deposits Funds transfer to cover all accounts to another ATM Manual transfer from shares on ATM/DC overdraft Non sufficient funds debit ATM empty envelope deposit

$5.00 $5.00 per card $5.00 $1.00   4 free per month, $1.00 ea. after FREE FREE FREE $5.00 per item $27.50 per item $50.00 per item

Loan Fees

Application Fee Loan Extension

FREE *****$25.00

Wire Transfers:

Incoming Outgoing International

$10.00 per wire $15.00 per wire $25.00 per wire

Miscellaneous:

Cashiers checks Copy of cashiers check Cashiers check stop-payment Notary Service Money Order Traveler's Checks Traveler's Checks for two Land Contract monthly collection Photo copies (per copy) Fax (per page)  Check Cashing fee

$5.00 per check $10.00 per check $20.00 per check FREE to members $5.00 non-member ***$1.50 ***$1.00 per hundred $1.50 per hundred $5.00 $.25 per copy $2.00 per page ****$3.00

Preferred FCU