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Effective 07/27/10
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Loan Type |
Preferred Rate
(All Rates Stated as APR) |
Term |
- Personal Water Craft, Snowmobiles, Motorcycles,
ATV, Lawn Tractors, Horse Utility Trailers, Boats or Recreational Vehicles |
7.24%
7.60% |
Max 66 - months
Max 120 - months |
- Farm Equipment
(80% or less financing) |
9.50%
10.50% |
Max 120 - months
Max 144 - months |
- Unsecured Personal Loan
$1000 or less
$1001 - $2500
$2501 -$5000 |
11.09%
11.35%
12.09% |
Max 12 - months
Max 24 - months
Max 48 - months |
- Unsecured Loan Special
$1000
$1500
$2000 |
5.99%
6.99%
7.99%
|
12 - months
15 - months
18 - months
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Please call Preferred's Mortgage Center
as rates change on a daily basis! |
1-800-353-4449
www.mortgagecuso.com |
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15.00% |
|
- Share Pledged Loans (all credit scores)
|
Max Easy Money Tier Rate + 5.00% |
Max 84 - months |
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Certificate rate + 5.00% |
Certificate Term |
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Vehicle Loans |
Preferred Rate
(All Rates Stated as APR) |
Term |
- New Auto & Pickup Truck
2008-2009 - 2010 (never been titled)
2008-2009-2010 (never been titled)
2008-2009-2010 (never been titled) |
5.24%
5.49%
5.74% |
Max 66 - months
Max 72 - months
Max 84 - months |
- Used Auto & Pickup Truck
2009 - 2005 |
5.24% |
Max 66 - months |
- Used Auto & Pickup Truck
2004 & older |
5.24% |
Max 48 - months |
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Qualify for our Preferred discount by using our VISA OR - Two (2) of the following:
Share Draft Checking, Net Direct Deposit, Master Money Debit Card, Certificate of Deposits, IRA, Easy Money, Christmas Club or Preferred Online Access |
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Preferred VISA
| Credit Score |
Cash |
Retail |
|
740 or above |
9.00% |
7.50% |
| 739-640 |
11.00% |
9.50% |
| 639-600 |
14.00% |
13.00% |
| 599-550 |
16.50% |
15.50% |
| 549-under |
18.00% |
17.50% |
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Credit Scores - Approved 11/19/2007 |
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"A+" (Platinum Plus) |
740+ |
A+ |
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"A" credit score |
680-739 |
A |
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"B" credit score |
640-679 |
B |
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"C" credit score |
600-639 |
C |
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"D" credit score |
550-599 |
D |
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"E" credit score |
549 or less |
E |
| APR = ANNUAL PERCENTAGE RATE |
| ...The Interest rate charged will never exceed 18% (NCUA REGULATIONS) |
| ...Longer Terms Available, subject to approval **add .15% for 6 months ** add .25% for 1 year** | |
Preferred FCU
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