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Rates >> Loan Rates


 ~ Always NO Application Fee or Processing Fee ~

Effective 7/06/2009

 Loan Type

 Rates As Low As
(All Rates Stated as APR)

Term

  •  Rate Special

 4.99%*

Restrictions may apply

  •  Personal Water CraftSnowmobiles, Motorcycles,
    ATV, Lawn Tractors or Horse Utility Trailers

 7.09%*

Max  60 - months
  •  Boats

 7.20%*** OVER    $20,000
7.35%*** UNDER $20,000

Max  84 - months
  •  Recreational Vehicles
    (Motorhomes, Travel Trailer & Camping Trailers)

 7.35%*

Max  120 - months
  •  Airplane Loans

 12.25%*

Max  144 - months
  •  Farm Equipment
    (80% or less financing)

12.09%* 

Max  120 - months
  •  Unsecured Personal Loan
                                $1000 minimum
                                $1001 - $2000
                                $2001 -$3000
                                $3001 -$5000 (A credit, 5yrs job history, 5 yrs residence)

11.09%*
11.35%* 
11.59%*
12.09%*

 Max  12 - months
Max  24 - months
Max  36 - months
Max  48 - months
  •  Unsecured  Loan  Special
                                $1000 
                                $1500
                                $2000


2.99%*
3.49%* 
3.99%*


12 - months
15 - months
18 - months

  • Conventional Real Estate

Please call Preferred's Mortgage Center
as rates change on a daily basis! 

 1-888-562-6865
www.mortgagecuso.com

  • Home Equity Fixed Rate

5.99%**
6.25%**
6.50%**
 

Max  60 - months
Max 120 - months
Max 180 - months
  •  Home Equity Line of Credit

4.99%**

Max  240 - months 
  •  Revolving Line of Credit

 15.00%**

 
  •  Share Pledged Loans (all credit scores)

 6.25%**

Max  84 - months 
  •  Share Certificate Loans

 Certificate rate + 5.50%**

Certificate Term 
     

 

 

 

 Vehicle Loans

 Rates As Low As
(All Rates Stated as APR)

 Term

  • New Auto & Pickup Truck 
               2009 - 2010 (100% MSRP)

6.09%*

Max  60 - months

  • New Auto & Pickup Truck
              2009 - 2010 (100% MSRP $20,000 or more)

6.25%*
6.45%*

Max  61 to 72 - months
Max  73 to 84 - months
  • Used Auto & Pickup Truck
              1 to 4 years old 2009 - 2006


6.35%*

 
Max  60 - months
  • Used Auto & Pickup Truck
              5 to 7 years old 2005 - 2003

 6.85%*

Max  48 - months
  • Used Auto & Pickup Truck
             2002 and Older Models

 7.09%*

Max  36 - months

 ~ Always NO Application Fee or Processing Fee ~

 

Credit Score

 Cash

 Retail
 740 or above Credit Score

 9.00%

7.50%

 739-640

 11.00%

 9.50%

 639-600

 14.00%

 13.00%

 599-550

 16.50%

 15.50%

 549-under

 18.00%

 17.50%



 


 *Interest Rates are base rates and therefore subject to Credit Scores & Residency
 **Rates are not subject to credit scores
 ***Interest rates charged will never exceed 18% (NCUA Regulation)
APR = ANNUAL PERCENTAGE RATE


Preferred FCU